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16 April 2008
Rate Cap Could Kill Payday Loan Industry - A California payday loan bill capping interest rates at 36 percent was gutted Tuesday by the state's Banking and Finance Committee..
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15 April 2008
Some Ohio Payday Lenders Overcharging - Lansing - OFSI Commissioner, Ken Ross has ordered Payday Loan lenders in the state to stop overcharging for bounced checks. Some of the state's deferred presentment licensees are charging more than the $25 cap mandated by the Deferred Presentment Service Transactions Act.

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Online Payday Advance Benefits

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An online payday advance is the perfect solution to many financial shortfalls. If you find yourself in a cash crunch, a payday advance is a great alternative to access cash in quick order. Short-term loans have many benefits, especially if you end up in a financial emergency.

Online Payday Loan Benefits

  • When you need money fast, an online payday advance is the best way to go. Most payday advance lenders do not check your credit checks and your application can be approved in minutes! Applying online is very convient because you don't even have to travel all over town to find a payday advance lender and you can have your cash put into your account within hours without all the hassles. Traditional bank loans take forever to get approved and you're not even guaranteed approval.
  • Handled properly, Payday Advance Loans will not be reported to your credit report. They can be used to pay for anything you want.
  • Online Loans do not require lengthy loan applications. You do not have to worry about the advance lender asking you questions about how you plan on using the cash. The transaction is easy to understand and only takes minutes to complete. If you choose a faxless cash advance lender, you can forget about searching for a fax machine, finding old paycheck stubs, and trying to find an old utility bill.
  • If used properly, an online payday loan can save you money. You can avoid late fees, overdraft fees, or even utility reconnection charges. If you have ever taken a cold shower because your gas was shut off in the middle of the night, you know waht I mean. Or, have you ever been charged $35 because you were a day late on your $15 credit card payment?
  • Good credit, bad credit, or no credit, you can still be approved for an online cash advance, as long as you're over 18, and have proof of steady employment and permanent residence.
  • As you can see, an online payday advance is a great way to get yourself out of a financial jam without spending a lot of time or mounds of paperwork. Get the extra cash you need does not have to be stressfull.

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