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27 April 2008
Payday Loan Control - Early this month, the provincial government tabled legislation to curb abusive payday lending practices. The way it works is payday loan operators lend cash to people who in turn pay a fee and interest on whatever amount they take.
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25 April 2008
Payday Lending Limits - A bill that would have placed reasonable limits on payday lending to protect some of South Carolina's most vulnerable residents is at risk of being significantly weakened by changes suggested by a House subcommittee.
Read More Payday Lending Limits

21 April 2008
Virginia Town to Fund Payday Loan Education - Alexandria City Council member, Justin Wilson, has proposed a new tax on payday lenders. This money would help fund consumer education services provided by the city.
Read More Payday Loan Education

19 April 2008
Gubernatorial Candidate Pushes For Payday Loan Restrictions - Missouri gubernatorial candidate Jay Nixon, continues his push for proposed payday loan restrictions..
Read More Gubernatorial Candidate Pushes For Payday Loan Restrictions

18 April 2008
Money Mart Ok with Manitoba Interest Rates - Manitoba Public Utilities Board has set a maxixmum cost for payday loans up to $500 at 17 Percent. Also providing lower rates for those on social assistance or employment insurance.
Read More Money Mart Ok with Manitoba Interest Rates

16 April 2008
Rate Cap Could Kill Payday Loan Industry - A California payday loan bill capping interest rates at 36 percent was gutted Tuesday by the state's Banking and Finance Committee..
Read More Rate Cap Could Kill Payday Loan Industry

15 April 2008
Some Ohio Payday Lenders Overcharging - Lansing - OFSI Commissioner, Ken Ross has ordered Payday Loan lenders in the state to stop overcharging for bounced checks. Some of the state's deferred presentment licensees are charging more than the $25 cap mandated by the Deferred Presentment Service Transactions Act.

14 April 2008
VA. Gov. Announces Payday Loan Amendment - Gov. Timothy M. Kaine announced Monday, an amendment tightening payday loan lender regulations. The regulations extending the length of payday loans were received a coll reception from both the payday loan industry and its critics.
Read More VA. Gov. Announces Payday Loan Amendment

11 April 2008
South Carolina Eases Payday Lending Limits - On Thursday, South Carolina Eases Payday Lending Limits. The House subcommittee voted to strip away loan limits and increased the amount payday loan lenders can borrow. Even though neighboring states Georgia and North Carolina have virtually stopped payday loan activity in their state, the South Carolina still believes the marketplace should prevail.
Read More South Carolina Eases Payday Lending Limits

Payday Loan Blog

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Payday Loan Blog

This is the first entry of Payday Loan Straight Talk, a blog talking about the impact of payday loans.
Read more First Payday Loan Blog

Payday Loan Blog

26 January 20098

Close Your Bank Account

From experience, I know how easy it is to get over your head in Payday Loan Debt. You may be experiencing this cash squeeze right now. You may have even had a payday loan provider take money out of your account unexpectedly.
Read More Close Your Account
Payday Loan Blog

19 December 2008
Christmas Payday LoanMany times during the Christmas season, friends, parents, and relatives feeling presured to overspend their Christmas budgets.

Try to avoid feeling like you have to keep up with friends and families. For many people the temptation to get one more gift for the kids is just too much. They buy another gift and then find themselves short on cash.
Read More Christmas Payday Loans

Payday Loan Blog

4 October 2008
Get a Free Email Account -A few things important to understand about online payday loan offers. The online payday loan application you fill out is normally sold as a lead to one or more lenders. As time goes by, your name and email address will move to multiple lenders and you will see an increase in loan email offers.
Read More Get a Free Email
Payday Loan Blog

25 August 2008
Ameriloan - Shame on You! - As referenced earlier, I have had intimate experiences with Payday Loans. I have used them and abused them. And... it would appear sometimes they just don't go away. Even when they are paid off..
Read More Ameriloan
Payday Loan Blog

6 May 2008

The Bank Squeeze

It does not matter where you look or what street you go down, banks (sarcasm) are everywhere. Oops, I mean Payday Loan Stores are everywhere. Banks are trying to squeeze more profit through legislating the demise of the payday loan industry. Why on earth would the banking industry want to get rid of an industry that borrows money to people they won't?
Read More The Bank Squeeze
Payday Loan Blog

2 May 2008

Online Payday Loans

As Ohio Legislation begins to put the squeeze on payday lenders, you can expect to see a rise in online payday loan activity. The legislation would cap the payday loan interest rate at 28%. Meaning payday lenders in Ohio could only charge $5 interest on a $500 loan. This makes no economic sense for the lender to take on the high risk for such small return.
Read More Online Payday Loan
Payday Loan Blog

27 April 2008

Illinois Law Leaves Loophole.

An Illinois Payday Loan Law loophole allows lenders to run business as usual. In 2005, Illinois law invoke a series of payday loan regulations on loans under 120 days. Lenders found a way around the laws by shifting their customers into loans exceeding 120 days.
Read More Payday Loan Loophole
Payday Loan Blog

23 April 2008

Payday Loan Rollover

The real expense and debt trap for payday loans is when you rollover or extend your loan. Borrowing more money than you need is not advised. The only purpose of a payday loan should be to take care of a financial emergency
Read More Payday Loan Rollover
Payday Loan Blog

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The operator of this website is not a payday loan lender and does not make loan or credit decisions in connection with its loan matching service. Completion of this application in no way guarantees that you will be approved for a payday loan. This site will attempt to match you with a payday loan lender based on your application. This service is not available in all states and the states serviced by this Website may change from time to time and without notice.

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