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27 April 2008
Payday Loan Control - Early this month, the provincial government tabled legislation to curb abusive payday lending practices. The way it works is payday loan operators lend cash to people who in turn pay a fee and interest on whatever amount they take.
Read More Payday Loan Control

25 April 2008
Payday Lending Limits - A bill that would have placed reasonable limits on payday lending to protect some of South Carolina's most vulnerable residents is at risk of being significantly weakened by changes suggested by a House subcommittee.
Read More Payday Lending Limits

21 April 2008
Virginia Town to Fund Payday Loan Education - Alexandria City Council member, Justin Wilson, has proposed a new tax on payday lenders. This money would help fund consumer education services provided by the city.
Read More Payday Loan Education

19 April 2008
Gubernatorial Candidate Pushes For Payday Loan Restrictions - Missouri gubernatorial candidate Jay Nixon, continues his push for proposed payday loan restrictions..
Read More Gubernatorial Candidate Pushes For Payday Loan Restrictions

18 April 2008
Money Mart Ok with Manitoba Interest Rates - Manitoba Public Utilities Board has set a maxixmum cost for payday loans up to $500 at 17 Percent. Also providing lower rates for those on social assistance or employment insurance.
Read More Money Mart Ok with Manitoba Interest Rates

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25 August 2008

Ameriloan - SHAME ON YOU!

As referenced earlier, I have had intimate experiences with Payday Loans. I have used them and abused them. And... it would appear sometimes they just don't go away. Even when they are paid off.

I received an unusual computer generated voicemail leaving only an 800 phone number. So I decided to call it back. Come to find out, it was Ameriloan. After much fumbling around by the person who answered the phone, she said I still owed them money from a payday loan 2 years ago.

This call really torqued me off because I thought I had be the issue to rest back in January 2007. It seems that Ameriloan may have record keeping troubles. You see, the online payday loan they were trying to collection on had been paid and I had since gotten another loan from them and paid that one off too.

My contention was and still is this: Why would you grant me a new payday loan before an old loan was paid off? I asked them to email me proof I still owed them the money.

Moral of the Payday Loan Story?

Keep all your payday loan paperwork and emails pertaining to your payday loans. You never know when you will need them.

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